23 MARCH 2025
NOTE: This information is provided as a guide and may change over time
Renting a furnished apartment in Paris is exciting — whether you’re a student, professional, family, or retiree, the City of Light offers endless charm. But beyond the monthly rent, there are hidden costs that can catch you by surprise if you’re not prepared. Before signing a lease, here’s what you need to budget for to avoid unexpected expenses.
Agency Fees (Frais d’Agence)
If you’re renting through an agency (which is common for furnished apartments), expect to pay agency fees. These typically amount to around one month’s rent plus tax, but can vary. Some agencies charge additional administrative fees, especially for short-term furnished rentals.
Tip: Always clarify with the agency if the fee is capped according to French rental regulations or if you’re dealing with a non-regulated short-term contract.
Security Deposit (Dépôt de Garantie)
Most landlords require a deposit, usually equal to one or two months’ rent. For furnished apartments, two months is common. Be sure you understand the conditions for refunding this deposit — any damage or excessive wear and tear could reduce the amount returned.
Tip for students and retirees: Some landlords may request a guarantor or a financial guarantee service like GarantMe if your income is not based in France.
Utilities (Charges et Factures)
In furnished rentals, some utilities might be included — but not always. Check if electricity, heating, water, and internet are part of the monthly rent. Electricity and gas bills can be higher in winter, especially in older buildings with less insulation.
For families: Budget extra if the apartment has electric heating, and ask about energy efficiency ratings (DPE).
For professionals and remote workers: High-speed internet may require an additional monthly fee if not included.
Insurance (Assurance Habitation)
In France, renters must have home insurance. This covers damage, theft, and liability. Even if you’re staying in a furnished apartment short-term, most landlords will ask for proof of insurance before handing over the keys.
Cost: Around €60–€120 per year, depending on coverage and apartment size.
Taxe d’Habitation (for longer stays)
If you’re renting for more than a few months and the apartment is considered your main residence, you may be liable for the taxe d’habitation. Though recently phased out for lower incomes, it can still apply in certain cases or for secondary residences.
Retirees and families: If the apartment is listed as your primary residence, ask in advance whether you’ll be responsible for this tax.
Cleaning and Maintenance Fees
At the end of your rental, professional cleaning might be required. Some landlords include this in the contract as a mandatory charge. If not, you’ll be expected to return the property spotless, or cleaning fees will be deducted from your deposit.
Professionals and students: Check the fine print to avoid last-minute deductions.
Furnishings Wear-and-Tear or Inventory Discrepancies
Upon arrival, you’ll do a check-in inventory report (état des lieux). At departure, a similar report will compare conditions. Any missing items or damage beyond normal use can lead to charges.
Tip for everyone: Take photos and read the inventory list carefully when you move in.
Bank and Transfer Fees for International Tenants
If you’re paying from abroad, international transfer fees can add up. Some landlords or agencies may also require a French bank account.
Students and expats: Consider opening an online French bank account (like N26 or Revolut) for easier, cheaper transfers.
Renting a furnished apartment in Paris can be smooth and stress-free if you plan beyond the monthly rent. Factor in these hidden costs, ask the right questions up front, and set aside a contingency budget. Whether you’re arriving for study, work, retirement, or family life, Paris can be wonderfully livable — as long as you avoid surprises.
Looking for a furnished rental apartment? Browse our Paris Rental Directory listings to find your apartment in Paris.
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